Service For Life Newsletter May 2008

Various tips on good living and money saving ideas. Plus information on properties in La Paz, B.C.S., Mexico.

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What Is A Jumbo Mortgage?

A jumbo mortgage means a larger than normal size mortgage. While getting a jumbo size anything usually means getting a good deal - especially when it comes to hamburgers and fries - it may not mean the best deal in the case of mortgages, however. Here are a few things you need to know about jumbo mortgages. The largest mortgage lenders in the United States - Freddie Mac and Fannie Mae, determine mortgage sizes. They determine what is to be considered the standard size each...

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Back To School On A Budget

Getting ready for heading back to school is a period of the year where the pressure is on the parents more than the kids. Children are off enjoying the summer, and they're not oriented on worrying about school supplies in the middle of July. After all, school doesn't start until the end of August, right? That's true, but preparing for going back to school means parents really do need to start preparing ahead of time. Waiting until the week before school to sort out supplie...

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The Top Home Owner Insurance Company

When you make an important purchase, such as a home owner insurance policy, you want to make sure youre buying the best, from the best, right? If a family member contracted a potentially fatal disease, youd want him to see the best doctor trained in that field, right? If one of your children were kidnapped, youd want the best trained police officers and investigation specialists to handle the case, right? The same is true for purchasing a home owner insurance policy. Ho...

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How Forex Affects Us All

You may not be involved in Forex trading directly, but the fact remains that you are affected by what occurs in foreign exchange trading every day. Here are some examples of how this constant flow of currency trading makes an impact on your daily life. Perhaps the most obvious impact is that currency trading makes an impact on the price you pay for goods and services. Should you happen to live in a country where the comparative value of your currency falls in compari...

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Credit Cards Will Make Things Easy For You

Credit cards have been useful for quite some time; it permits you to purchase goods ands services without the need to bring cash when you want to shop. Instantly, a single card can pay for all of your expenses. Although, there is also a limit in the amount that you can spend, this is termed as the credit limit. You have two options in paying for your credit cards, its either you pay the entire amount you owe, or pay for the lowest allowed payment and this is being paid at ...

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How To Find Affordable Health Insurance In Washington

Although many people are covered under an employers health insurance plan, if their employment situation changes, they may find themselves in the market for an individual health care plan. For someone in Washington State who has never had to face this task, it can feel daunting. There is help in the form of the Office of the Insurance Commission. They are available to answer any general questions individuals may have. Beyond that, the business of searching for and securing h...

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Employee Stock Options: What You Need To Know

Stock options are the most well-known form of long-term compensation motivations for executives in leading companies. Because of this, stock options are currently being provided to a lot of employees in many companies. Here are some things you need to know about stock options. 1) Stock options are appropriate for: small companies where growth is anticipated, and publicly-owned companies that want to provide company ownership to its employees. 2) Stock options are still...

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3 Essential Mortgage Refinance Secrets You’ll Need To Pick The Right Home Loan

Although lowering your monthly mortgage payment is always attractive, don't let a slightly lower mortgage rate fool you. If you're not careful when thinking about a mortgage refinance, you could cost yourself more in expenses than what you save in monthly payments -- and not even know it. (Even with so-called "no cost" mortgage loans.) Refinancing a home loan has more to it than appears on the surface. Be sure to consult with a mortgage professional before getting yourself i...

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Why Second Mortgage?

Second Mortgage Overview? Second mortgage is great and easy way to raise money for any purpose. A second mortgage simply means that the amount you borrow is secured by your property, in second preference to your first mortgage. Some lenders call it secured loan. Second Mortgage and Home Equity Loan The amount you can borrow is depends on the difference between the value of the property and the amount of your first mortgage. Better known as the equity you have on your...

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How To Get Refused For A Loan

Although it is getting easier and easier to get hold of a loans at a good price, there are still ways that you can make it hard for yourself to get a loan. If you make these mistakes then you will find yourself getting refused for a loan and making it hard to apply for another and be accepted. If you want to get refused for a loan, then these mistakes will make sure that is what happens. Not sorting out your credit If you are looking for an unsecured loan, the easiest w...

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Shelling Out More Money After Your Refinance Mortgage Loan?

There are two nightmares plaguing our society today. The first is buying a gem of a car, and the second is getting stuck with an expensive refinance mortgage loans. Which is yours? Jumping Into Quicksand It is unwise to hurry a loan with insufficient information. Before you can extricate yourself from the mess, you have already sunk neck-deep into the quicksand of an expensive refinance mortgage loan, lured by the promise of lower interest rates. Failure to understa...

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