Posts Tagged ‘window

Taking Out A Cheap Car Insurance Policy Can Give You More Than Peace Of Mind

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In October 2007 the safety organization Tyresafe ran a campaign which highlighted how important the tyres of your car are to your safety, with claims on insurance policies resulting from accidents caused by worn or dangerous tyres. In order to emphasize this there has been a request that garages give out free checks to motorists such as checking the pressure of the tyres of drivers that are driving legally on the road with car insurance. So when you take out a cheap car ins...

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Finding your ideal alpine home

There are many different versions of the ideal traditional ski lodge. Since the early 20th century this building style has slowly evolved as it has spread across the world, interpreted by different architects and developers. Today's ski lodges and high mountain homes offer all the style of classic architecture, while delivering a wide variety of modern comforts and amenities.

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How To Get Cheap Homeowner’s Insurance Online In Arkansas

Homeowner's insurance is designed to protect a person's biggest asset their home and its contents in the event of a disaster. Homeowner's insurance does not offer any insurance protection in case of flooding and certain types of wind and earthquake damage may be excluded or restricted, so it is important that you make arrangements for other types of insurance if necessary. In the vast majority of cases, homeowner's insurance protects a home from fire and burglary, so i...

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North Carolina Home Owner’s Insurance – Helpu chi i wneud eich gwaith cartref

Home owners insurance companies usually take into consideration the location of the home before they offer a potential policyholder a quote. North Carolina home owners insurance companies are no different. Since North Carolina is a high-risk state during the hurricane season each year, having a home owners insurance policy is crucial in protecting your home, its contents, and your valuables. Some areas in North Carolina are at a lesser risk for experiencing hurricane-re...

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Tips For Insuring A Second Home

If you are lucky enough to own a second home in which you spend the weekends or holidays, then you will of course need to take out home contents insurance to cover the possessions within it just as you do your main home. However when it comes to insuring a holiday home it is of course more expensive, this is due to the fact that for a large amount of time the home is not being lived in and so is deemed as a bigger risk. However there are steps you can take to lower the amount...

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Low Income Housing Investments

Low income housing will often give you a better return on your investment than any other type of income properties, and it doesn't mean being a slumlord.

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Plug Up The Money Drain, Part IIIUtilities

This article is the third one in the series of plugging the money drain article series. There is one more article coming after this article. You should also read the first two parts of this article series. Because our utility bills come every month, there is great potential for savings. Comparing utility companies may offer some savings but your greatest savings will likely come from having efficient appliances, keeping them regularly maintained, and using conservation. ...

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5 Tips to Maximize Your Homes Value When You Sell

Whatever the reason for selling, youll want to get the most out of the transaction. Some simple tips can help you market and sell your home in the least amount of time, for the maximum value.

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Budapest: the New Prague for Real Estate Investors

The Hungarian capital city of Budapest is hot on the heels of Prague in terms of the profits and income real estate investors are realizing from well located and appointed property. As the gap begins to close between the prices for real estate in Prague and Budapest, investor activity in Hungary is intense because there is a real opportunity to make maximum profits for a very limited period of time.

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Home Style Words in Real Estate Ads More Explanations

Whether youre buying or selling, reading real estate ads can be confusing. Here are explanations of more style terms used in real estate ads.

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Descriptive Terms in Real Estate AdsMore Definitions

Os ydych yn prynu neu'n gwerthu cartref, y tebygrwydd yw da Mae ydych yn cael trafferth ag ystyr y termau disgrifiadol eiddo tiriog. Dyma esboniadau a diffiniadau termau mwy.

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How To Get A Low Rate Home Owner Insurance Price Quote

There are many factors that go into determining the price of your home owner insurance quote. Any changes you make to these factors positive or negative could adjust the price you pay for your policy premiums later on. wrth gwrs, the contents of your home play a role in the price of your home owner insurance quote. Eto, aside from your possessions, you must also pay attention to your homes age. An insurance company always looks at the age of your home when determini...

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Ceisiadau ar-lein yn y dull mwyaf diogel ar gyfer cael benthyciadau ac yswiriant!

Wrth ystyried gwneud cais ar-lein ar gyfer morgais, cynnyrch benthyciad neu yswiriant, gadw mewn cof y ceisiadau ar-lein yn y dull mwyaf diogel! Mae astudiaethau diweddar wedi dangos ddwyn ar-lein a twyll adnabyddiaeth yn sylweddol llai na'r hyn sydd ar y strydoedd. Mae pob cwmni benthyciad neu yswiriant yn cynnig ffurf SSL wedi'i hamgryptio. Haen socedi (SSL), yn pori ar y protocolau cryptograffig sy'n darparu cyfathrebu diogel ar y rhyngrwyd ar gyfer pethau fel gwe, e-bost, Ffacsio rhyngrwyd, gwib ...

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Sut i arbed arian ac yswiriant gael disgownt perchennog cartref yn Connecticut

Gall eiddo arfordirol yn wladwriaeth Connecticut yn arbed arian ar berchnogion tai premiymau yswiriant drwy ddilyn ychydig o argymhellion a gynigir gan y sefydliad ar gyfer busnes a diogelwch yn y cartref (IBHS). Eiddo hynny wedi'u lleoli o fewn 2600 troedfedd o'r arfordir yn cael eu hannog i osod ffenestr pren haenog amddiffyn fel caeadau fel yr argymhellir gan IBHS. Efallai y bydd cwmnïau yswiriant angen lliniaru ychwanegol cymryd mesurau i helpu i warchod y cartref yn erbyn colled posibl. Dewis....

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Dyfyniad Nevada Cartref Perchennog Yswiriant

Awto, Iechyd, bywyd, tymor hir, and supplemental insurance policies now you are telling me I need home owner insurance, rhy? Dda, Ie, we are. Purchasing a home owner insurance policy is an important and responsible move. A Nevada home owner insurance policy will protect your home and its contents, as well as provide liability coverage in the event someone becomes injured on your property. Byd gwaith, Os oes gennych, or are considering, purchasing a new Nevada home with the fi...

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Perchennog tŷ Gogledd Carolina yr yswiriant arbed arian

Gall perchnogion tai Gogledd Carolina yswiriant fod yn fforddiadwy ac hyd yn oed yn rhad! Dilynwch yr awgrymiadau hyn ar gyfer arbed arian ar yswiriant perchnogion tai Gogledd Carolina. Ddewis eich cartref yn ddoeth. Os youre yn paratoi i symud i Ogledd Carolina, neu sydd eisoes yn byw yn ystyried adleoli o fewn y wladwriaeth, ddewis eich cartref gyda gofal. Mewn gwirionedd, dewis lleoliad eich cartref gyda gofal. Rhai rhannau o gyflwr yn dueddol o gael tywydd mwy difrifol nag eraill, sy'n golygu y cartrefi i ….

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The Secret To Getting Really Cheap Car Insurance In New York

New York State is a no-fault state in terms of car insurance coverage. Yn syml, this means your car insurance policy will cover you, and the other guys car insurance policy will cover him, regardless of who was at fault for the damages. You can purchase New Yorks minimum car insurance requirements just the same as you would in any other state in America; Fodd bynnag, New Yorks minimum car insurance coverage requirements are a bit more in-depth as far as coverage goes, an...

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Increase Appeal to Sell Your Home in Tampa Real Estate

Selling your home in Tampa real estate needs some factors to work on and to improve. wrth gwrs, you want to make potentials buyers be attracted to your home.

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Syniadau ar gyfer hysbysebion a thaflenni wrth werthu eich cartref

Even in this hot real estate market, selling your home requires a bit of marketing effort. Ads and brochures are important and powerful tools. Felly, what do you put in youre marketing materials?

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Sut i arbed arian ac yswiriant gael disgownt perchennog cartref yn Missouri

Os yw eich cartref yn cael ei ariannu gan fanc neu sefydliad ariannol arall yna bydd gennych i gynnal yswiriant perchnogion tai. Fodd bynnag, oes gennych i wneud y polisi perchnogion tai a wnaeth eich banc neu sefydliad ariannol mae'n debyg ichi feddwl oedd gennych i wneud. Mae gennych ddewis a gallwch newid eich polisi i bron unrhyw gwmni yswiriant eich dewis a gall arbed bwndel drwy wneud hynny. Ond ni waeth pa gwmni yswiriant sydd gennych, ceir ychydig o bethau gallwch chi d ….

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How To Find Affordable Car Insurance In Washington

I rai pobl, looking for car insurance is akin to getting their teeth pulled. They find it difficult and frustrating. Trying to decipher between what coverage is best and what insurance company has a solid reputation is confusing. In Washington State there are over 85,000 companies and brokers all licensed to sell car insurance. You may think they know best, but the truth is, you as the consumer should know exactly what you are looking for in order to find the most afford...

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How To Lower The Cost Of Your Home Insurance

While home insurance is a necessity it can be expensive. Fodd bynnag, there are certain factors you can take into account which could help you make savings on your home insurance premiums. Perhaps one of the biggest savings you can make when your policy comes up for renewal is by shopping around or get a specialist broker to investigate. Complacency is the biggest reason why people pay more for their insurance than they need to. Dont just automatically renew your policy witho...

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Descriptive Terms in Real Estate Ads Even More Definitions

Os ydych yn prynu neu'n gwerthu cartref, y tebygrwydd yw da Mae ydych yn cael trafferth ag ystyr y termau disgrifiadol eiddo tiriog. Dyma esboniadau a diffiniadau termau mwy.

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Sut i gael gwybodaeth am yswiriant dyfyniad perchnogion cartrefi fforddiadwy

Home owner insurance can be confusing, and shopping for a home owner insurance quote can sometimes only add to that confusion. There are many factors that go into determining your home owner insurance quote where do you start? Any home owner insurance company with which you decide to do business is going to provide you with info about its specific procedure for determining your home owner insurance quote. Before you begin shopping for a home owner insurance quote, howeve...

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Sut i gael y cyfraddau gorau ar berchennog tŷ ’ s yswiriant yn Oregon

There is no law in Oregon requiring any homeowner to carry homeowners insurance on their property, but if your home has a mortgage on it, your mortgage company will require at least enough homeowners insurance to cover the financial institutions investment if your property were destroyed by fire or other disaster. Hefyd, for most people their home represents their biggest financial investment and most homeowners want to protect that investment. wrth gwrs, while homeow...

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Cyngor ar gyfer prynu yswiriant rentwyr

The best advice regarding renters insurance is purchase it. When we rent an apartment, a condo, Tŷ, or a mobile home, we sometimes feel a bit too secure in knowing the property isnt ours. We dont own it; Felly, whatever happens to it, outside of the damage we may cause the property ourselves, is not our responsibility. If the plumbing is faulty, the landlord will clean up the small lake in the kitchen and replace the pipes, hawl? If a storm hurls a tree through...

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Prynu cartref beth yw y swn!?!

Youve found the perfect home, closed escrow and just finished moving in. As you happily fall asleep, all seems well in the world. An hour later, you bolt up in bed to an ear splitting sound. All is no longer well in the world.

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Sut i arbed Mae'r arian a chael y disgownt yswiriant perchennog cartref yn Wisconsin

As a Wisconsin property owner, you may feel a bit overwhelmed when it comes to learning how to save money and get discount homeowner insurance in Wisconsin. Thats perfectly understandable, give the number of companies, policies, and ways to shop for residential real estate property protection. Fodd bynnag, you shouldnt let that overwhelming feeling keep you from finding affordable property coverage. In WI, you can apply for free online homeowner insurance quotes. When you sh...

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Prynu yswiriant Car am y tro cyntaf

Pan ddaw i brynu yswiriant car gall fod yn dasg anodd iawn. Ar gyfer rhai sy'n prynu yswiriant car ar gyfer y cyntaf yn amser hyn yn enwedig felly, Gall unrhyw fath o yswiriant fod yn ddryslyd i'r rhan fwyaf o bobl ac nid yw yswiriant car yn eithriad. Nid yn unig yn y polisïau yn galed i deall ond ceir llawer o elfennau gwahanol iddynt ac ar gyfer y rhan fwyaf o'r amser nad yw'r rhain bob amser wedi esbonio'n. Er enghraifft yn un o'r mathau o yswiriant yn galw llawn comp; y t iawn ….

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Dyfyniad yswiriant perchennog cartref Texas gwib

Scenario: Youre in the market for a new home in Texas. Youve visited the new home countless times. You even have the color for the new carpet picked out and ordered! The only thing you havent done yet is sign your name on the dotted like finalizing the deal. Mewn gwirionedd, theres one more thing you havent done gotten your instant Texas home owner insurance quote. Getting a home owner insurance quote for your new Texas home before the home is actually yours is wise dur...

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Awgrymiadau adeilad i brynwyr tai newydd

The life-changing event of purchasing a new home can be both exciting and overwhelming. Prospective homebuyers can save themselves from headaches by working with their builder on these useful construction do's and don'ts.

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Beth sydd yn bod yn berchennog cartref Fflur De ’ s yswiriant

South Florida homeowners insurance policies can have pretty high rates. This is due to the fact that the southern part of the state is prone to severe hurricane and storm damage. Like all kinds of insurance companies, Florida homeowners insurance companies dont like to insurance homes they consider high-risk, and when they do insure those homes they normally do so with expensive premiums. Since you probably dont want to relocate just to get a cheap homeowners insurance q...

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Sut i ddod o hyd i berchennog tŷ fforddiadwy ’ s yswiriant yn Nevada

Nid yw Nevada cyfraith yn gofyn bod yn berchennog cartref i gynnal yswiriant perchnogion tai, ond os yw eich cartref yn cael ei ariannu drwy fanc neu sefydliad ariannol arall, yna efallai y cewch eich gorfodi i gynnal yswiriant perchnogion tai fel rhan o'r cytundeb eich morgais. Ond hyd yn oed os na orfodir gennych i gynnal yswiriant perchnogion tai yn wir yn gwneud da synnwyr ariannol y byddai arnoch eisiau i yswirio beth mae'n debyg eich ased mwyaf byd Mae'r polisi ar berchnogion tai hefyd yn cwmpasu eiddo tu mewn i'ch h ….

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Use A Credit Card Wallet To Manage Your Debt

What is a credit card wallet? Well a credit card wallet is a separate wallet that you can use to put your credit card in. They are especially useful if you have more than one credit card. What usually happens is this. You to the mall to buy something specific or even just go window shopping. However once you get there you see lots of goodies at "special prices" and since you have your credit card with you, you start spending. The problem that most people who own credit car...

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Yn derbyn cardiau credyd yr ateb cywir i anghenion eich?

We are definitely in the day when just about every business has to be able to accept credit cards. Those that haven't got with it yet, will soon get on the force because most people really don't carry much if any cash on them anymore. I think most business realize now how necessary it actually is to their bottom line by accepting credit cards. There are a lot of reasons that a merchant account will become very useful to you. You can do things such as offer products and ser...

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Gwneud eich tŷ yn sefyll allan mewn marchnad anodd

Make your house stand out in a buyers market. Learn whats needed to sell your house fast.

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Awgrymiadau ar gyfer tŷ agored llwyddiannus

Youre cael y jitters. Eich tŷ agored yn yfory. Ac mae argraffiadau cyntaf yn cyfrif!

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Rheoli cartref: Ddiogelu eich yswiriant perchenogion cartrefi y gaeaf hwn

When you think about keeping your homeowners insurance policy rates as low as possible, you think about keeping up maintenance to make sure people those who live in the home and visitors alike are less likely to get injured on your property. You make sure your valuables are locked up safely, and you buy security systems, stronger doors, locks, and windows to protect your home from theft. You even opt for a cuddly kitten rather than a large dog in order to protect visitor...

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Marais fflatiau Paris

Luxury designer one-bedroom duplex with king-sized bed in the liveliest part of central Marais.

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Y dyfyniad yswiriant perchennog cartref gorau

You may feel that the best home owner insurance quote is going to be the cheapest home owner insurance quote, but thats not always, Os erioed, the case. The best home owner insurance quote is going to be the quote offered by the insurance company that thoroughly investigates your home owner insurance needs. When you begin shopping for a home owner insurance quote, make sure the home owner insurance company you speak with covers the following issues with your. What do you...

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Sut i gael y cyfraddau gorau ar berchennog tŷ ’ s yswiriant yn Hampshire newydd

Os yw eich cartref yn cael ei ariannu mewn geiriau eraill, Os ydych yn talu morgais misol ar eich cartref Mae eich ddeiliad morgais yn mynnu eich bod yn cario yswiriant perchnogion tai. Ond oeddech chi'n gwybod eich bod o dan unrhyw rwymedigaeth i brynu unrhyw yswiriant perchnogion tai? Mewn geiriau eraill, Ni allaf eich benthyciwr ddweud wrthych pa gwmni yswiriant rhaid prynu polisi o, nac y gallant ddweud wrthych pa bolisi a rhaid i chi brynu. Ac oherwydd yr ydych yn rhydd i brynu perchnogion tai insura....

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Cerdded yn ddiogel drwy'r gwydr wedi torri

Ydych chi erioed wedi gostwng gwydraid neu wedi torri ffenestr? Greddf gyntaf yw dweud wrth bobl i aros ffordd oherwydd mae torri gwydr ar y llawr ac nid ydym yn ' am neb i gamu ar y gwydr a brifo. Wedyn gwnawn i'r chwerthinllyd. Bydd rhywun cael broom a dechrau sgubo'r y llanastr tra'n sefyll ar y llawr iawn a oedd wedi'i ddatgan anniogel. Pam? Oherwydd dyma'r unig ffordd i'w glanhau. Mae rhywun yn cymryd y risg. Buddsoddi ar-lein yn batrwm tebyg. Yr ydym yn gwybod a ha....

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Arddulliau cartref mewn eiddo tiriog Ads ystyr

Whether youre buying or selling, reading real estate ads can be confusing. Heres a primer on the styles mentioned in the ads.

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Sut i gael y cyfraddau gorau ar yswiriant gofal hirdymor yn Arizona

The type of care your loved one needs will help to determine the type of facility you want. Placing someone in a nursing home who is in charge of their faculties and they are able to communicate their wishes and needs to the staff, is different than admitting a patient that for one reason or another is unable to make their needs known. If your loved one is more vulnerable and unable to communicate, they may be unable to report neglect or abuse. This by no means suggesting ...

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Yswiriant perchnogion cartref risg uchel – Osgoi cael eu labelu fel risg uchel

Home owners insurance is one of several types of insurance that isnt legally required unless youve borrowed money from a lender in order to pay for your home. Eto, having a home owners insurance policy is one of the most important steps any home owner can take. If adding another monthly bill to your list doesnt sound very appealing, rest assured there are ways to save money on a home owners insurance policy. The best way to save money on a home owners insurance polic...

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Hysbysebion eiddo tiriog – Termau arddull cartref ac ystyron

Whether youre buying or selling, reading real estate ads can be confusing. Here are explanations of more style terms used in real estate ads.

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Termau disgrifiadol mewn hysbysebion tiriog eto diffiniadau mwy

Os ydych yn prynu neu'n gwerthu cartref, y tebygrwydd yw da Mae ydych yn cael trafferth ag ystyr y termau disgrifiadol eiddo tiriog. Dyma esboniadau a diffiniadau termau mwy.

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Sut i gael perchennog tŷ fforddiadwy ’ s yswiriant yn Alabama

Os oes gennych forgais ar eich cartref ei bydd syndod i chi bod eich benthyciwr yn gofyn am eich prynu yswiriant y perchennog. Ond oeddech chi'n gwybod bod bron 90% o Alabama mae perchennog sy'n berchen ar eu cartrefi am ddim ac yn glir hyd yn dewis prynu yswiriant y perchennog? Y rheswm nad anodd i ffigur. Rhan fwyaf o bobl eu cartref yw eu hased mwyaf a mwyaf gwerthfawr ac maent am i wneud beth bynnag a allant i ddiogelu ased hwnnw. A da y dylent. O...

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Cynghorion i helpu i baratoi eich cartref ar gyfer gwerthu

How would a prospective buyer view your home? That's the first thing you should ask yourself before putting your home on the market.

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Caniatáu brocer i gynnal chwiliad yswiriant Car ac arbed mwy na dim ond arian

Drwy ganiatáu i frocer yswiriant car ar-lein i gwblhau'r chwiliad yswiriant car ar eich rhan drwy gydol y farchnad yswiriant car cyfan, Gallwch gael y fargen rhataf posibl a dyfyniad gorau, Fodd bynnag, drwy wneud hynny, byddwch nid yn unig yn arbed arian ac yn gyrru eich car yn gyfreithiol ar y ffyrdd, ond hefyd ni fyddwch yn wynebu risg o gael eich car yn hatafaelu drwy beidio â chael yswiriant car. Ymafael ceir yw'r cam diweddaraf i gael gyrwyr heb yswiriant cerdyn oddi ar y ffordd, heddlu yn Swyddfa....

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Luxury Lakefront Condominiums Can Be Within Your Reach

If you've been holding off buying property, or have thought that the cost is out of your reach, it may be time to take the plunge and reach for your American dream.

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Marais fflatiau Paris

A very tasteful apartment in the very center of the Marais.

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Termau disgrifiadol mewn hysbysebion tiriog diffiniadau mwy

Os ydych yn prynu neu'n gwerthu cartref, y tebygrwydd yw da Mae ydych yn cael trafferth ag ystyr y termau disgrifiadol eiddo tiriog. Dyma esboniadau a diffiniadau termau mwy.

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Eiddo tiriog dylai werthiannau byddwch yn ei osod ar eich cartref cyn rhestru ei?

Should you repair your obvious problems in your real estate before you list it? Ie, do. Create a checklist of problems.

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Treands adeilad yn Atlanta

Felly sut mae tueddiadau adeilad yn Atlanta? Mae'n dda i siarad am y tueddiadau newydd a chadarnhaol y mae'r adeiladau wedi eu cynnig dros y rhai a oedd yn bodoli cyn. Ymddengys fod ein peirianwyr adeiladu yn canolbwyntio ar yr eitemau hynny nid yw'r gwella bywydau y meddianwyr adeiladau. Os ydych yn edrych yn ofalus yr un camgymeriadau fel petai'n digwydd drosodd a throsodd. hynny yw, o un adeilad i'r llall. Yr ydym yn mynd i siarad am rai tueddiadau adeilad ychydig efallai y byddwn am bobl ddilyn a gwella eu ...

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Dod o hyd i yswiriant Car fforddiadwy

When it comes to finding affordable car insurance there is no better way to go than by looking and shopping online for it, either by going to a specialist broker or doing the legwork yourself. Online insurers can pass the biggest savings on to you simply because they have lower overheads; the insurance is the same as you would pay for elsewhere. If you wish to do the searching yourself, a simple place to start is by using one of the popular search engines, from here you wi...

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Real Estate Houses Foam and Concrete Walls?

Houses are being constructed with concrete walls encased in foam. They are stronger and more durable, yn ogystal â, providing better insulation against wind, air and cold.

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Sut i gael y cyfraddau gorau ar berchennog tŷ ’ s yswiriant yn Arizona

I ganfod y gyfradd orau ar berchnogion tai yswiriant yn Arizona dylai preswylwyr yn perfformio archwilio hunan cyn mynd at unrhyw gwmni yswiriant. Dyma ychydig o bethau y mae cwmnïau yswiriant yn hoffi ei weld: 1.System larwm: Mae cwmnïau yswiriant yn hoffi yswirio cartrefi hynny yn cael eu. Gosod system larwm nid yn unig bydd yn helpu i gadw chi ac yn eich teulu yn ddiogel, Gall hefyd fod yn ffynhonnell y disgownt premiwm. Siarad â'ch cwmni yswiriant a rhowch wybod iddynt eich bod yn hwyl....

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Sut i gael y cyfraddau gorau ar berchennog tŷ ’ s yswiriant sef Arkansas

Ar gyfer y mwyafrif o bobl yn eu cartref eu ased mwyaf ac mae'n gwneud synnwyr economaidd i eisiau gwneud popeth posibl i ddiogelu ased hwnnw. Un ffordd o wneud hynny yw prynu yswiriant y perchennog. Wrth brynu polisi yn berchennog cartref a ydych am sicrhau bod yr ydych yn prynu y swm cywir o yswiriant. Faint yw'r swm cywir? Ydych am bolisi a fydd yn cynnwys y gost adnewyddu llawn eich cartref a'i gynnwys mewn doleri heddiw. Mewn geiriau eraill....

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Arbed arian ar eich pris yswiriant Car hyd yn oed os ydych yn byw yn un o drefi a ystyrir “Mannau poeth”

Astudiaeth yn cael ei gynnal y mae trefi yn y DU yn cael ei hystyried i fod yn ardaloedd â phroblem pan ddaw yn ôl eich car ei ddwyn neu gymryd rhan mewn damwain a chanlyniadau bellach yn cael ei cyhoeddodd ei yn bwysig cofio y gallwch dal i arbed arian ar eich pris yswiriant car hyd yn oed os ydych yn byw mewn neu ger un o'r ardaloedd â phroblem. Wedi y trefi sydd wedi taro ar frig y rhestr yn gweld y rhan fwyaf o ddigwyddiadau sydd wedi gofyn am hawliad yswiriant eu gwneud ac wedi fath ha....

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